Have you arranged a mortgage loan? One of the important dates you should remember is the date of the mortgage agreement, or the anniversary of the agreement. Along with the end of the fixation period, this is a date that is worth keeping track of, for example if you plan to pay off the loan or part of it early.

How to pay off a mortgage early?
Many people are worried about paying off their mortgage early because of the high fees. However, these are a thing of the past; today the maximum penalty is set by law. In some cases, it can even be done without a fee, thanks to an extraordinary repayment.
To avoid paying a fee for early repayment or an extra payment, you need to choose your timing well. How to do it? Make the extra payment at the end of the fixation or 3 months after the new fixation. For adjustable rate mortgages, you can do this at any time.
Don’t want to pay off the whole mortgage early and give notice on the anniversary of the contract, but just pay off part of it? You can pay off up to 25% of the total loan amount free of charge one month before your mortgage anniversary date each year.