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Tax benefits

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hyponamiru.cz / Glossaries / Tax benefits

Anyone who has any income in the Czech Republic can benefit from the taxpayer’s tax credit, parents can benefit from the child’s or student’s tax credit, and a spouse can also claim the tax credit for a spouse with whom he or she lives in a common household and whose income does not exceed a certain amount.

The basis is the discount per taxpayer

Any income taxpayer can claim the taxpayer’s allowance, even if they only earned income for part of the year. They claim it on their tax return or through the Income Taxpayer Declaration.

What is the child discount?

Those who share a household with their children are entitled to child tax credit. They can claim it through a tax credit, a tax bonus or a combination of the two.

Did you know that if your tax allowance is higher than your calculated income tax, you are entitled to a tax bonus? This is the difference between the calculated benefit and the calculated income tax.

What are the other tax advantages?

  • Are you saving enough for retirement? Don’t forget to claim tax relief on your tax return for superannuation.
  • The same is true for life insurance.
  • Tax relief for a dependent spouse
  • School fees
  • Tax relief for a disabled pensioner or disabled person
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Frequently asked questions

With which Czech banks do you have the best experience?

The most client-oriented bank is certainly Hypoteční banka with their speed of request processing, the service quality, the range of checking accounts they offer, and the interface called “Mortgage Zone”. Other such banks include Komerční banka, Moneta and Raiffeisenbank.

Can a mortgage be really arranged online?

Yes, it can. Thanks to the latest technology we’re using, you really don’t need to go to the bank to arrange a mortgage. Check it out for yourself.

Do you deal with new mortgages as well as refinancing?

Yes, we deal with both new mortgages as well as refinancing of the existing home mortgage loans. Our specialists will find a solution for you in either case – a solution you can afford.

How long does it take to arrange a mortgage?

A mortgage can be arranged within a month or three. The whole process usually takes around two months. The reason behind it is mostly the approval process on the side of the banks. However, there’re plenty of possibilities to speed up the mortgage application and we know them. Check it out for yourself.

We facilitate consumer credit as a tied agent registered by CNB under company ID number 05736501. We are also registered as an independent consumer credit broker of commercial company Broker Trust, a.s., company ID number: 26439719.

@ 2023 The company Hypo na míru s.r.o. is registered at the Municipal Court in Prague, file number C 269834, company ID number: 05736501.