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Purchasing power

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hyponamiru.cz / Glossaries / Purchasing power

Purchasing power indicates how much of a good or service can be bought at a given price level with a given amount of money. We can use purchasing power to see how our standard of living is changing. When the price level rises (inflation), our purchasing power decreases because we buy fewer goods or services for the same amount of money. Conversely, when the price level falls, we buy more goods and services with the same amount of money.

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Czech purchasing power

For example, GfK measures the purchasing power of people in individual countries. In 2019, the purchasing power of the average Czech resident was EUR 9,959 per year, which was approximately 32 percent below the European average. In a comparison of European countries, the Czech Republic ranks 24th. Countries with the highest purchasing power include Liechtenstein (€67,550 per year), Switzerland and Luxembourg. In contrast, the lowest purchasing power is enjoyed by the inhabitants of Ukraine.

Prague residents have the highest purchasing power in the Czech Republic

Purchasing power also varies within individual districts of the Czech Republic. Residents of the capital city of Prague and the two neighbouring districts of Praha-západ and Praha-východ have the highest purchasing power. The fourth place in the ranking was occupied by the city of Brno. The top ten places with the highest purchasing power is Benešov.  

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První kroky k nové hypotéce

Tak, jako rodiče pomáhají svým dětem s prvními krůčky a chrání je před pádem, my pomáháme lidem k vysněnému bydlení. Provedeme vás celým procesem získání výhodné hypotéky. Od začátku, až do konce, bez zakopnutí.

 

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Frequently asked questions

With which Czech banks do you have the best experience?

The most client-oriented bank is certainly Hypoteční banka with their speed of request processing, the service quality, the range of checking accounts they offer, and the interface called “Mortgage Zone”. Other such banks include Komerční banka, Moneta and Raiffeisenbank.

Can a mortgage be really arranged online?

Yes, it can. Thanks to the latest technology we’re using, you really don’t need to go to the bank to arrange a mortgage. Check it out for yourself.

How long does it take to arrange a mortgage?

A mortgage can be arranged within a month or three. The whole process usually takes around two months. The reason behind it is mostly the approval process on the side of the banks. However, there’re plenty of possibilities to speed up the mortgage application and we know them. Check it out for yourself.

Do you deal with new mortgages as well as refinancing?

Yes, we deal with both new mortgages as well as refinancing of the existing home mortgage loans. Our specialists will find a solution for you in either case – a solution you can afford.

We facilitate consumer credit as a tied agent registered by CNB under company ID number 05736501. We are also registered as an independent consumer credit broker of commercial company Broker Trust, a.s., company ID number: 26439719.

@ 2023 The company Hypo na míru s.r.o. is registered at the Municipal Court in Prague, file number C 269834, company ID number: 05736501.