Proof of income is an important part of assessing your creditworthiness and ability to repay the loan. In addition to income, expenses (rent, payments on existing loans and leases, insurance premiums, etc.) are also important to your creditworthiness.
How to prove income?
You will need proof of income from most companies providing bank and non-bank loans, whether you need it to apply for a mortgage, a consumer loan or to lease a car. Proof of income is a key part of assessing your creditworthiness.

You can prove your income in various ways
There are three ways of proving income, the most common being confirmation of income from an employer, followed by proof of income through a tax return and a bank statement.
- The employer’s income certificate shows the employee’s name, address, job title and average net monthly income. It is issued by your employer to confirm the amount of wages they pay you.
- The proof of monthly income by means of a tax return is associated with entrepreneurs who must ask the tax office to issue a certified copy of the tax return.
- Is a bank statement sufficient? Prepare statements for the last few months.