A non-bank register of customer information maintained by financial institutions where they are not banks but provide loans. The NRKI, as this register is abbreviated, contains the same range of information as the BRKI, but in addition, it also contains data on loans granted to legal persons.
How to get an extract from the NRKI?
A statement from the register will give the financial institution you are applying to an overview of all the loan products you are currently taking out, have taken out in the last 4 years or are currently applying for. It also lists any exceptional repayments and information about repayments that have not been made in accordance with the agreed terms.
Banks do not ask for such a statement, they can look up the information themselves. However, if you need a statement from NRKI, there are three ways to get it, so expect a fee.
- You can request a statement online, via the portal https://kolikmam.cz/
- You can collect your statement in person at the CRIF Client Centre in Prague 4. You will need proof of identity, ideally a Citizen’s ID card.
- You can request a statement from the register in writing by cash on delivery.