An investment loan is usually used to finance investments, where the bank lends funds based on the investment plan and other project documentation and data such as feasibility studies, proof of creditworthiness and the applicant’s history. The maturity of an investment loan is usually between 4 and 10 years, but 20 years is not an exception.
Investment loan for entrepreneurs to help start a business
An investment loan is often referred to as a business loan and is intended for entrepreneurs, companies and legal entities. It can be short-, medium- and long-term in nature and can reach up to the contractual price of the fixed assets to be acquired.
It shall be secured by the subject of the investment, if its nature permits, or by a combination of other forms of security according to the nature of the business case. These may be movable or immovable property, receivables, a promissory note drawn on a bank, deposits, securities, surety bonds, bank guarantees or the vindication of insurance claims.
Did you know that you can arrange an investment loan with a fixed or floating interest rate and you can use it to finance land, offices, production facilities, office equipment, the acquisition of modern technology, advertising campaigns, as well as investments in company assets and modernization?
