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Investment loan

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hyponamiru.cz / Glossaries / Investment loan

An investment loan is usually used to finance investments, where the bank lends funds based on the investment plan and other project documentation and data such as feasibility studies, proof of creditworthiness and the applicant’s history. The maturity of an investment loan is usually between 4 and 10 years, but 20 years is not an exception.

Investiční úvěr - co je to?

Investment loan for entrepreneurs to help start a business

An investment loan is often referred to as a business loan and is intended for entrepreneurs, companies and legal entities. It can be short-, medium- and long-term in nature and can reach up to the contractual price of the fixed assets to be acquired.

It shall be secured by the subject of the investment, if its nature permits, or by a combination of other forms of security according to the nature of the business case. These may be movable or immovable property, receivables, a promissory note drawn on a bank, deposits, securities, surety bonds, bank guarantees or the vindication of insurance claims.

Did you know that you can arrange an investment loan with a fixed or floating interest rate and you can use it to finance land, offices, production facilities, office equipment, the acquisition of modern technology, advertising campaigns, as well as investments in company assets and modernization?

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Frequently asked questions

How long does it take to arrange a mortgage?

A mortgage can be arranged within a month or three. The whole process usually takes around two months. The reason behind it is mostly the approval process on the side of the banks. However, there’re plenty of possibilities to speed up the mortgage application and we know them. Check it out for yourself.

Can a mortgage be really arranged online?

Yes, it can. Thanks to the latest technology we’re using, you really don’t need to go to the bank to arrange a mortgage. Check it out for yourself.

Do you deal with new mortgages as well as refinancing?

Yes, we deal with both new mortgages as well as refinancing of the existing home mortgage loans. Our specialists will find a solution for you in either case – a solution you can afford.

With which Czech banks do you have the best experience?

The most client-oriented bank is certainly Hypoteční banka with their speed of request processing, the service quality, the range of checking accounts they offer, and the interface called “Mortgage Zone”. Other such banks include Komerční banka, Moneta and Raiffeisenbank.

We facilitate consumer credit as a tied agent registered by CNB under company ID number 05736501. We are also registered as an independent consumer credit broker of commercial company Broker Trust, a.s., company ID number: 26439719.

@ 2023 The company Hypo na míru s.r.o. is registered at the Municipal Court in Prague, file number C 269834, company ID number: 05736501.