Explanation of the calculation of Average savings
According to the internal data of Hypo na míru s.r.o. for Q2 2020, the average lending interest rate of our mortgage loan was 1.91% p.a. In comparison, according to the publicly available CNB data, the average market lending interest rate was 1.98% p.a. As a representative example, we consider a mortgage loan of CZK 3,248,716 (i.e. the average loan amount negotiated by us during the period in question) and maturity of 30 years, where the difference in repayments is CZK 113 per month (i.e. 113 * 12 * 30 = CZK 40,680).
