Mortgage should be chosen with a strategy in mind
A mortgage is always a long run. Before you start looking for a mortgage, work with a mortgage specialist to develop a suitable strategy.
A mortgage is always a long run. Before you start looking for a mortgage, work with a mortgage specialist to develop a suitable strategy.
Hyponamíru, the online mortgage and online refinance specialist, brings you this year’s third installment of HypoNews, your guide to the world of mortgages. As always, you will be guided by Filip Krivanek, mortgage specialist.
Foreigners can also apply for a mortgage to purchase their own property in the Czech Republic. Each bank follows its own methodology when assessing mortgage applications from foreign nationals. Foreign nationals usually have to meet stricter criteria to obtain a home loan. Read on to find out what is needed to get a mortgage for foreigners.
There are a number of reasons that lead people to sell a mortgaged property. If you are now planning to sell your apartment or family house with an outstanding mortgage, you have nothing to worry about. The mortgage loan itself is not a problem when selling the property. Learn how to sell a property for which there is a mortgage.
Online mortgages in the Czech Republic are most often arranged by people between the ages of 30 and 44. The main motivation for arranging a mortgage remotely is the possibility of obtaining a better interest rate. Men are significantly more likely than women to be the main applicants for a mortgage.
Mortgage interest rates are now significantly higher than in recent years. Those whose agreed fixation period ends this year must expect a higher monthly mortgage payment. People who decide to refinance their mortgage must also prepare for higher payments.
Since April this year, mortgage applicants over 36 years of age have to reckon with stricter conditions for obtaining a mortgage. Banks must comply with new mortgage lending limits. What impact will the change in lending limits have on the mortgage market?
Online mortgage specialist Filip from hyponamíru, brings you this year’s second installment of HypoNews, your guide to the world of mortgages. As always, you will be guided by Filip Křivánek, Hyponamiru’s online mortgage specialist.
According to the Ministry of Finance, approximately 78,000 self-employed entrepreneurs are currently using the so-called flat-rate tax. These flat-rate tax payers do not file tax returns, which banks need to assess the amount of their income. How do self-employed persons with a flat tax prove the amount of their income to the bank?
Building savings is one of the most popular financial products in the Czech Republic, and interest in it was record last year. According to the findings of the Czech Press Office, in 2021 the number of newly negotiated contracts exceeded half a million. The total volume of provided loans from building savings was also historically the highest.