The Mortgage Watchdog is a unique service on the Czech market that alerts you, for example, when it is a good time to make a special mortgage payment, pay off the mortgage early or refinance the mortgage. The service is free of charge and can be used by anyone who is repaying a mortgage loan.
Mortgage under supervision
The mortgage watchdog will look after all the important dates agreed in the mortgage contract for you, such as the date of the mortgage contract (the so-called mortgage anniversary) or the end of the interest rate fixation. It is worth keeping track of these dates if you are considering paying off part or all of your mortgage early or planning to refinance an existing mortgage.
With the end of the interest rate fixation approaching, many Czechs are comparing mortgage offers from individual banks and looking for the lowest interest rates. So that you don’t have to go around to each bank, the Mortgage Watcher will give you an overview of the offers of each bank. In addition, you will also get offers that you may not be able to access as an individual. With the mortgage watchdog you save time and money.
Activate Mortgage Watchdog in minutes
The Mortgage Watchdog can be used by anyone who is paying off a mortgage. It does not matter how long you have been paying your mortgage, which bank granted you the loan or whether you arranged your mortgage directly at the bank, with your financial advisor or online at hyponamiru.cz.
To use the service, simply enter the parameters of your mortgage (the amount of the agreed loan, the interest rate fixation period, the interest rate, the value of the collateral, etc.). If you are not sure how to fill in the required information, we will be happy to help you navigate your mortgage contract. Based on the information you provide, we can review and monitor your mortgage for you at any point in its life cycle. The service is free to all.
Main advantages of the service
- No need to keep track of important deadlines on your mortgage
- We’ll notify you in a timely manner when you can refinance or pay off your mortgage early
- You will get a quick overview of the mortgage offer of each bank
- It doesn’t matter with whom you have arranged your mortgage
- Easy activation of the service
- You won’t pay a penny for the service